Payment for Lost Wages
Mississippi workers’ compensation was instituted in 1948. The program guarantees medical benefits and lost wage protection for Mississippi workers who are injured while at work, or have a work-related illness. The workers’ compensation program is a no-fault insurance plan meaning workers are entitled to benefits regardless of who caused the injury. A worker who is injured at their place of employment is eligible to receive immediate medical benefits for all doctors, hospitals, medications and rehabilitative therapies related to the work injury.
Unless a third-party is responsible for the accident, workers’ comp prohibits workers from filing personal injury claims for their work-related injuries. In many cases a Mississippi workers’ compensation claim can be handled with little dispute, however should your employer or the insurance company attempt to prevent you from receiving the benefits you are entitled to, it can be beneficial to have an experienced Mississippi workers’ compensation attorney by your side.What Injuries Are Covered?
There are many injuries and occupational diseases covered under workers’ compensation, when those injuries occurred during the performance of normal job duties. Some of these injuries and diseases include neck and back injuries, chronic carpal tunnel, concussions or traumatic brain injuries received on the job, heart attack or stroke suffered on the job, paralysis, burns, amputations, spinal cord injuries, abrasions, electrocutions and puncture wounds as a result of an at-work accident, post-traumatic stress disorder or occupational diseases such as mesothelioma or asbestosis caused by exposure to asbestos over many years.Will My Lost Wages Be Covered?
In addition to paying medical expenses for work-related injuries and occupational diseases, a portion of the worker’s average weekly wages will be paid for the time the worker must be off work due to the work injury. The worker who is considered to have a temporary partial disability is one who has suffered a decreased earning capacity as a result of his or her work injuries. Temporary partial disability benefits will be paid at 66 2/3rds of the difference between the injured employee’s average weekly wage (prior to the injury) and his or her wage-earning capacity following the injury.
Permanent partial disability payments are paid every 14 days for the duration of the disability, at 66 2/3rds of the average weekly wage. PPD benefits can vary widely, depending on the nature of the injury and the severity of the injury. As an example, an employee who loses a leg may be entitled to 175 weeks of lost wage compensation, while a lost arm could entitle the same worker to 200 weeks of permanent partial disability.
Temporary total disability payments will be made to those who are temporarily unable to work at all following their job-related injury. Temporary total disability is paid at 2/3rds of the worker’s average weekly pay, and can continue for as long as 450 weeks. Finally, permanent total disability benefits are paid for those who are injured on the job and will never be able to work at any type of job again.
Permanent total disability benefits are paid at 66 2/3rds of the worker’s average weekly salary, and will begin once the worker reaches his or her maximum medical improvement (while remaining permanently disabled or handicapped). The loss of both arms, both feet, both legs, or both hands, automatically qualifies a person for permanent total disability for a maximum of 450 weeks.Getting the Legal Help You Need Following Your Work-Related Injury or Illness
If you feel you are not being treated fairly, or are not receiving the amount of compensation you are entitled to, call a knowledgeable Mississippi workers’ compensation attorney today. Your future may be at stake, and once the statutes of limitations have run, you may be unable to file a workers’ comp claim at all. At Coxwell & Associates, PLLC, our attorneys fight aggressively for injured employees and their families – to ensure that they receive the money they need to fully recover. Contact Coxwell & Associates today at 1-601-948-1600 or 1-877-231-1600.