Uninsured Motorist Accidents

Getting into an accident with an uninsured motorist is everybody’s worst nightmare. Sure, you’re fully covered, but what about the other driver? Dealing with an uninsured motorist, especially one who is at fault can make a simple accident case incredibly complicated. If you or a loved one has been injured in an accident involving an uninsured motorist in or around Jackson, you need to get a personal injury lawyer on your side immediately.

What Does an Accident with an Uninsured Motorist Really Cost?

Accidents with uninsured motorists typically cost about the same as other accidents. The problem isn’t about how much the accident is going to cost. It’s about who is going to pay for it. Whether the other driver has insurance or not has nothing to do with live-saving medical care you need. It has nothing to do with how much money you’re going to lose when you miss work or get fired from your job. Although these accidents can typically cost about the same as other accidents, they’re infinitely more expensive and stressful for recovering victims.

Who is Going to Pay the Bills?

This is the real question. Who is going to pay my medical bills? The answer to that question can vary greatly depending on the individual details and circumstances of each different case. What kind of insurance coverage do you have? Do you have uninsured motorist coverage? Does the other driver have any financial assets to help pay for your medical bills? The most important part of determining how your bills are going to be paid is speaking with an experienced personal injury attorney in Jackson. An attorney can get your case going in the right direction and make sure your bills are covered. There could be so many additional expenses related to the accident that you haven’t even thought of yet. An attorney can help you navigate the complex process of dealing with an uninsured motorist after an accident.

Don’t Worry, I Have Uninsured Motorist Coverage

Although you might have that feeling of relief just knowing that you have an uninsured motorist policy, don’t get too comfortable. There are limits to this type of coverage, and those limits can come up way short when it comes to paying for medical bills, lost wages and property damage. In a perfect world, uninsured motorist coverage would function much like dealing with another driver who has insurance. Unfortunately, that’s just not the case. This is another reason that highlights the importance of speaking with a personal injury lawyer, even if you do have an uninsured motorist policy after a wreck.

What if I Don’t Have Uninsured Motorist Coverage on my Policy?

In Mississippi, most people have uninsured motorist coverage on their automobile insurance policies. This is something that you would have had to opt out of prior to setting up your policy. That being said, there are some cases where people don’t have uninsured or underinsured motorist coverage on their policy. If you don’t have this type of coverage, you could be facing extensive additional medical bills and costs associated with your accident. You need a lawyer in your corner making sure your bills are going to be covered.

What’s Going on with my Insurance Claim?

Another great reason to have a personal injury lawyer on your side is to make sure your claim is moving along swiftly and fairly. It’s not uncommon for insurance companies, even your own company, to use dirty tactics to wear their policyholders out. They might delay or deny initial claims in hopes of wearing you down. The longer they hold out, the more agreeable you might be to an insufficient settlement offer. Rather than deal with these unscrupulous tactics yourself, let your experienced lawyer handle it. Your insurance company needs to know who they’re dealing with. You don’t want a pushover for a lawyer either. You need a lawyer who isn’t afraid to go to court for you.

When to Call a Personal Injury Lawyer in Jackson

At Coxwell & Associates, PLLC, we understand how stressful the aftermath of an uninsured motorist accident is. We know you’re worried about your medical bills, lost wages and property damage. You need to get your life back together, and you don’t need to deal with pushy insurance companies or irresponsible motorists. Cut out the anxiety and the stress, and call the skilled team at Coxwell & Associates, PLLC at (601) 948-1600 for a free consultation today. We’re standing by to help you through this difficult time and make sure you’re fairly compensated for your medical bills, lost wages, property damage and pain and suffering.

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