Bank Fraud

Bank Fraud


Bank fraud is basically a catchall term that can include a wide variety of crimes. Just about any type of fraudulent activity or scheme to defraud a banking, loan or mortgage company can be classified as some type of bank fraud. Since bank fraud is a federal crime, it’s absolutely essential to get a criminal defense lawyer on your side as soon as possible after being charged. Just because this is considered a white collar crime, doesn’t mean that you won’t end up locked in a federal correctional facility with violent offenders for an extended period of time, if convicted. It also makes little difference if you’re a first time offender or not. The best thing to do after a bank fraud arrest or charge is to get in touch with an attorney who has white collar criminal defense experience.

Defrauding a Bank or Financial Institution

Bank fraud involves the defrauding or the scheming to defraud a bank or other type of financial institution. Defrauding a bank can come in many forms, from credit card fraud to ATM fraud and check forgery. Bank fraud can also include schemes or defrauding of small banks and credit unions. It’s possible for bank fraud to include a variety of additional charges including loan fraud and forgery charges. In most cases, you don’t even have to be successful in defrauding the bank, but the prosecution will have to prove that you intended to defraud or schemed to defraud.

Federal White Collar Crime

Like other types of fraud and financial crimes, bank fraud is considered a white collar crime. There isn’t typically violence associated with these charges. This isn’t your typical case, so it’s essential to have a lawyer with white collar criminal defense experience on your side after an arrest. It’s important to note that state and federal law enforcement agencies have been attempting to crack down on white collar crimes over the past years, and they’re looking to throw the book at convicted offenders.

Bank Fraud and Additional Charges

If you or somebody you love has been slapped with a bank fraud charge, there’s a good chance additional charges are involved. Since bank fraud often requires some type of forgery or documentation, you could also be facing additional federal charges. Depending upon your unique situation, you could be facing lengthy prison time and fines, if convicted. If you’re facing bank fraud charges or any charges related to financial or white collar crimes, you need to get in touch with an experienced criminal defense attorney as soon as possible about your case. Listed below are some similar charges that can also include some type of bank fraud or that could be related to certain types of bank fraud.

Additional Charges

  • Loan Fraud
  • Credit Card Skimming
  • Debit Card Fraud
  • Gift Card Fraud
  • Credit Card Fraud
  • Check Fraud
  • Check Forgery
  • Falsifying Financial Documents
  • Falsifying Loan Documents
  • Making False Financial Statements
  • ATM Deposit Fraud
  • Identity Theft
  • Mortgage Fraud
  • Altered Check Fraud
  • Phishing Fraud
  • Stolen Check Fraud 
  • Financial Crimes

Penalties Associated With Bank Fraud

In spite of what example the federal government sets for Wall Street and the big banks and insurance conglomerates, they’re extremely tough on certain types of bank fraud. Bank frauds involving the little guys are what can land you in prison for the rest of your life. In most cases, bank fraud crimes can hold prison sentences of not more than 30 years and up to $1,000,000 in fines. Since the stakes are so high, in even seemingly minor bank fraud cases, it’s absolutely critical to have a skilled and proven criminal defense attorney on your side, as soon as possible after your arrest.

When to Call a Bank Fraud Lawyer

When it comes to calling a bank fraud or financial crimes lawyer, the sooner you speak to somebody, the better. Even if you haven’t been arrested or charged and you’re just under investigation, a lawyer can be incredible asset. It’s possible to have additional charges added during the investigation if you unknowingly say or do the wrong thing. The investigative process can be very intricate and exhaustive, and a lawyer can help you to navigate the complex and complicated legal waters of your case.

If you or somebody you love is facing any type of bank fraud charges in Jackson or the surrounding communities, contact the proven criminal defense team at Coxwell & Associates, PLLC at (601) 265-7766 for an immediate case consultation.


  • $144 Million $144 Million
  • $120 Million $120 Million
  • $20.4 Million Fraud settlement that went to Mississippians
  • $2.3 Million Brain injury settlement
  • $2.1 Million Civil rights death
  • $1.6 Million Fraud settlement for Mississippians

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