If you were seriously injured in a crash that an Uber driver caused, you may be wondering how to approach the claims process. Can you sue Uber directly? Or should you file a claim with the at-fault driver’s personal auto insurer?
The laws that govern insurance liability after a rideshare accident are complex. Each case is unique, so your attorney will need to perform a thorough investigation to determine who might be liable for your damages.
At Coxwell & Associates, we have a track record of success in Uber accident claims. Our lawyers have decades of experience helping victims of personal injury and wrongful death take on some of the largest insurance companies and corporations in the country. Call (601) 265-7766 to schedule a free case evaluation with a car accident lawyer in Jackson.
Read on to learn the answers to three FAQs about Uber accident claims:
1, Who Might Be Liable for a Collision Involving an Uber Vehicle?
Uber drivers are independent contractors—not employees—so injured parties cannot sue the rideshare company directly, even if the Uber driver was negligent; however, Uber does provide insurance coverage that comes into play when its drivers are waiting for fares or transporting passengers. That means when an Uber driver causes a wreck while on the clock, injured parties might be able to file a claim against Uber’s insurance policy.
Of course, the Uber driver is not always to blame when an accident occurs. Depending on the cause of your collision, you might have grounds for a claim against:
- Other motorists who were involved in the accident;
- The municipality responsible for maintaining the roads;
- An auto or parts manufacturer that produced defective equipment; or
- Another party whose negligence was the proximate cause of the wreck.
2. Does Uber’s Insurance Policy Cover Damages Incurred by Pedestrians?
Yes, as long as the pedestrian was injured in a crash that was caused by an Uber driver who was on the clock. The liability coverage that Uber provides applies to Uber passengers, the occupants of other vehicles, and pedestrians.
3. Why Should I Hire a Lawyer Before Filing an Uber Accident Claim?
Insurance adjusters are essentially professional negotiators, and they are not above using manipulative tactics to undervalue or deny claims. A skilled personal injury lawyer can level the playing field and make sure you are treated fairly. Your attorney can gather evidence, calculate your damages, and handle settlement negotiations on your behalf. Your lawyer can also help you avoid critical mistakes that might jeopardize your claim.
Discuss Your Case with an Uber Car Accident Attorney in Jackson
If you were hurt in a collision involving an Uber driver, contact Coxwell & Associates to discuss your case. Our Jackson personal injury attorneys have a reputation for providing honest, aggressive, and compassionate representation. Call (601) 265-7766 or fill out our Contact Form to schedule a free consultation with a strategic personal injury lawyer in Mississippi.
Disclaimer: This blog is intended as general information purposes only, and is not a substitute for legal advice. Anyone with a legal problem should consult a lawyer immediately.